Estimate the fund required for your early retirement.
Estimate the money required for your children's higher education.
Boost up mediclaim cover to stay one step ahead of expenses.
Build an Annual Fund for guilt free spending.
Build an Emergency Fund for life's surprises.
Let your family receive the same monthly income even when you are not there.
You could opt for any of the options based on your needs & time horizon:
Tax saving - ELSS Fund - 3 year plus
Short Term - Liquid Fund - 1 month plus
Medium Term - Debt Fund - 3 year plus
High Growth - Diversified Equity - 6 year plus
It is a concentrated equity stock portfolio managed by professional fund manager team with deep research on business fundamentals. It is suitable for matured investors with high risk appetite. Ideal for 7 year plus investment time horizon
High quality corporate fixed deposits which give higher interest than Bank FDs. They are available with 3-5 year tenures. Both cumulative and non-cumulative options available.
It covers all expenses related to hospitalisation and day care surgeries. Cashless facility available in network hospital. There are special plans available for senior citizens, diabetic, cardiac and cancer patients.
It replaces the income loss due to untimely death of an earning member in the family. It enables the family to maintain their current lifestyle expenses and pay off outstanding debts if any. Term insurance is the cheapest form of buying insurance to protect your income loss.
Below are some common questions we receive. While this overview provides general information, we understand that everyone's financial situation is unique. For a personalized solution that best fits your needs, we encourage you to reach out to us directly.
Buying your own house is an exciting goal! Some key factors to consider when determining if you're ready are Financial Stability, Credit Score, Debt-to-income Ratio, Market Conditions, Long Term Plans among others.
Repaying loans can feel overwhelming, but with a solid strategy, you can tackle them effectively. Some steps involve Assessing your loans, creating a budget, choose a repayment strategy, increasing payments, and monitor progress
Deciding when you can retire depends on various personal and financial factors, ranging from Financial Readiness to Social Security, Multiple source of incoming to Lifestyle choices.
Choosing the best investment depends on several personal factors, including your financial goals, risk tolerance, time horizon, and current financial situation. It would be best to meet up and discuss so we can create a tailor made solution that fits just for you.
Building a corpus of 1 crore (10 million) can be a significant financial goal, but with the right strategy, it’s achievable. Some steps include setting a timeline, assessing current savings, calculating current contributions, choosing the right investment options, Diversification, Tax planning and more importantly staying disciplined.
What is Plan My Finance? Who is Sojan Thomas?
As a Certified Financial Planner, Sojan Thomas specializes in offering customized financial solutions to high level corporate executives, professionals & entrepreneurs.
Sojan’s well-meaning guidance comes from a tenacious matching of client’s goals, cashflow status and saving patterns with optimal financial instruments. He has more than one and a half decade of corporate experience in the financial services sector.
Driven by the key question, “How can I bring order, focus and simplicity in the matters of money decisions?”, Sojan has gently moved more than 200 families from overwhelmed states to states of order and financial security. Clients have entrusted him with the entire spectrum of their goals.
CEOs, CFOs, NRIs, doctors, retirees, and other professionals have benefited from his goal-based financial solutions approach.
Sojan is an active member of the Financial Planning Standards Board of India (FPSB) and Network FP (a fraternity of financial professionals). He educates his clients through his blog helping them be HAPPY RICH.
Know MoreReady to take the next step toward your financial goals? Whether you have questions, need personalized advice, or want to schedule a consultation, we’re here to help. Reach out today, and let’s start building your financial future together!
Dattani Trade Centre, Chandavakar Lane, Borivali (West), Mumbai 400092.
+91 976-649-2928
+91 022-6236-8336
sojan@planmyfinance.in
info@planmyfinance.in
Monday - Friday
9:00AM - 05:00PM