Most families have two children. We spend a lot of money over a 25 year period in educating our children, providing for all their needs, marrying them off – in short , getting them well settled in life.
Think of investment as your 3rd child .
Put in the same amount each year into an equity fund that you spend on one child. Do that for the same 25 years.
After 25 years, whether your real children look after you or not , this 3rd child will look after you very well for the rest of your life.
That you can be sure of !